You are leaving R-G FCU's website. You are linking to an alternate website not operated by R-G FCU, and R-G FCU is not responsible for the content of the alternate website. The fact that there is a link from R-G FCU's website to an alternate website does not constitute endorsement of any product, service, or organization. R-G FCU does not represent either you or the website operator if you enter into a transaction. Privacy and security policies may differ from those practiced by R-G FCU, and you should review the alternate website's policies. Click Continue to confirm that you want to open this page.

Continue
Cancel

Welcome to R-G Federal Credit Union

Toll Free: 1-866-852-6478   R/T# 301080392

Mortgage Rates Personal Loans Vehicles, Boats, and RVs Deposit/Share Certificate Rates Fee Schedule

While we attempt to keep our website current, please note - branch rates will always prevail.
New Vehicle Loans (2014 or newer) Includes Autos, Boats, Motorcycles, RVs
Loan to Value (LTV) based on lower of MSRP or Purchase Price. Base Rate = 91-100% LTV. Rates listed subject to change based on LTV above or below Base Rate.
Beacon ScoreTermAPR
Above 7300 to 362.75%
37 to 483.00%
49 to 603.00%
61 to 724.00%
73 to 845.00%
85 to 1207.00%
85 to 120 month minimum loan amount $40,000.00
680 to 7290 to 363.75%
37 to 484.00%
49 to 607.00%
61 to 725.00%
73 to 846.00%
85 to 1208.00%
85 to 120 month minimum loan amount $40,000.00
640 to 6790 to 366.00%
37 to 486.50%
49 to 607.00%
61 to 728.00%
73 to 849.00%
85 to 12012.00%
85 to 120 month minimum loan amount $40,000.00
600 to 6390 to 369.00%
37 to 4811.00%
49 to 6014.00%
61 to 7216.00%
550 to 5990 to 3613.00%
37 to 4815.00%
49 to 6018.00%
001 to 5490 to 3616.00%
37 to 4818.00%
Used Vehicle Loans (Includes Autos, Boats, Motorcycles, RVs)
Loan to Value (LTV) based on lower of NADA retail value or Purchase Price. Base Rate = 91-100% LTV. Rates listed subject to change based on LTV above or below Base Rate.
2012-2013 model year - add 1% to above rates - max term 72 months subject to credit approval.
2009-2011 model year - add 2% to above rates - max term 60 months subject to credit approval.
2006-2008 model year - add 3% to above rates - max term 48 months subject to credit approval.
2005-Older model year - add 4% to above rates - max term 36 months subject to credit approval.
Note: Federal Credit Unions max vehicle rate = 18% APR
Vehicles with over 75,000 miles must have a visual inspection