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Welcome to R-G Federal Credit Union

Toll Free: 1-866-852-6478   R/T# 301080392

Mortgage Rates Personal Loans Vehicles, Boats, and RVs Deposit/Share Certificate Rates Fee Schedule

While we attempt to keep our website current, please note - branch rates will always prevail.
New Vehicle Loans (2014 or newer) Includes Autos, Boats, Motorcycles, RVs
Loan to Value (LTV) based on lower of MSRP or Purchase Price. Base Rate = 92-102% LTV. Rates listed subject to change based on LTV above or below Base Rate.
Beacon ScoreTermAPR
Above 7300 to 552.50%
56 to 652.75%
66 to 753.00%
76 to 854.00%
86 to 1085.00%
RVs up to 1205.00%
86 to 108 month minimum loan amount $30,000.00
RVs up to 120 month minimum loan amount $40,000.00
680 to 7290 to 553.50%
56 to 653.75%
66 to 754.00%
76 to 855.00%
86 to 1086.00%
RVs up to 1206.00%
86 to 108 month minimum loan amount $30,000.00
RVs up to 120 month minimum loan amount $40,000.00
640 to 6790 to 555.00%
56 to 655.50%
66 to 756.00%
76 to 857.00%
86 to 1088.00%
RVs up to 1208.00%
86 to 108 month minimum loan amount $30,000.00
RVs up to 120 month minimum loan amount $40,000.00
600 to 6390 to 557.00%
56 to 658.00%
66 to 759.00%
76 to 8510.00%
550 to 5990 to 5513.00%
56 to 6515.00%
66 to 7518.00%
001 to 5490 to 5516.00%
56 to 6518.00%
Used Vehicle Loans (Includes Autos, Boats, Motorcycles, RVs)
Loan to Value (LTV) based on lower of NADA retail value or Purchase Price. Base Rate = 92-102% LTV. Rates listed subject to change based on LTV above or below Base Rate.
2012-2013 model year - add .50% to above rates - max term 75 months subject to credit approval.
2009-2011 model year - add 1% to above rates - max term 65 months subject to credit approval.
2006-2008 model year - add 1.5% to above rates - max term 48 months subject to credit approval.
2005-Older model year - add 2% to above rates - max term 36 months subject to credit approval.
Note: Federal Credit Unions max vehicle rate = 18% APR
Vehicles with over 75,000 miles must have a visual inspection
Additional member relationship discounts may apply down to our established floor rate.