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Rates

Effective as of: 6/1/2025

While we attempt to keep our website current, please note - branch rates will always prevail. Specials may be ended at any time. Contact us to learn more about opening. 

Share Accounts
Balance Amount Dividend Rate APY*
$100.00 to $4,999.99 0.05% 0.05%
$5,000.00 to $24,999.99 0.10% 0.10%
$25,000.00 to $49,999.99 0.15% 0.15%
$50,000.00 to $99,999.99 0.20% 0.20%
$100,000.00 to $149,999.99 0.25% 0.25%
$150,000.00 to $249,999.99 0.30% 0.30%
$250,000.00 to $499,999.99 0.30% 0.30%
$500,000.00 and above 0.30% 0.30%
Smart Saver
Balance Amount Dividend Rate APY*
$500.00 to $4,999.99 0.20% 0.20%
$5,000.00 to $24,999.99 0.30% 0.30%
$25,000.00 to $49,999.99 0.40% 0.40%
$50,000.00 to $99,999.99 0.50% 0.50%
$100,000.00 to $149,999.99 0.60% 0.60%
$150,000.00 to $249,999.99 0.70% 0.70%
$250,000.00 to $499,999.99 0.70% 0.70%
$500,000 and above 0.70% 0.70%
Club Accounts
Balance Amount Dividend Rate APY*
$100.00 and Over 0.20% 0.20%
IRA Accounts
Balance Amount Dividend Rate APY*
$100.00 and Over 0.50% 0.50%
Premier Checking
Balance Amount Dividend Rate APY*
    %
Elite Checking
Balance Amount Dividend Rate APY*
$100.00 and Over 0.25% 0.25%
Term Share Accounts ($500 - $250,000)
Term Dividend Rate APY*
6 Mos. 3.50% 3.53%
12 Mos. 3.25% 3.29%
24 Mos. 3.00% 3.04%
36 Mos. 2.75% 2.78%
48 Mos. 2.50% 2.53%
60 Mos. 2.25% 2.27%
Term Share Accounts pay dividends Quarterly    
Premier Term Share Accounts ($100,000 - $250,000)
Term Dividend Rate APY*
6 Mos. 3.93% 4.00%
12 Mos. 3.69% 3.75%
24 Mos. 3.45% 3.50%
36 Mos. 3.25% 3.30%
48 Mos. 3.00% 3.04%
60 Mos. 3.00% 3.04%
Premier Term Share Accounts pay dividends Monthly    

*APY = Annual Percentage Yield. All rates and yields are subject to change without notice. Fees charged could reduce the earnings on the account. Some restrictions may apply. Contact the Credit Union for further details and disclosures pertaining to each type of deposit/share product. A penalty may be imposed for early withdrawal from Term Share Accounts; the annual percentage yield is based on the assumption that the dividends will remain in the account until maturity. A withdrawal will reduce earnings.

Real & Genuine