Effective as of: 06/01/2026

***Current Term Share (CERTIFICATE) Account Special:

Are you locked in for the best term should rates go down? For a limited time, earn 3.90% APY on our 24-month Term Share Account, 4.00% APY on our 24-month Premier Term Share Account, and 4.10% APY on our 24-month IRA Term Share Accounts. Bring new money to your credit union and lock in these rates today. 

While we attempt to keep our website current, please note - branch rates will always prevail. Specials may be ended at any time. Contact us to learn more about opening. 

Share Accounts

Balance Amount	Dividend Rate	APY*
$5.00 to $4,999.99	0.05%	0.05%
$5,000.00 to $24,999.99	0.10%	0.10%
$25,000.00 to $49,999.99	0.15%	0.15%
$50,000.00 to $99,999.99	0.20%	0.20%
$100,000.00 to $149,999.99	0.25%	0.25%
$150,000.00 to $249,999.99	0.30%	0.30%
$250,000.00 to $499,999.99	0.30%	0.30%
$500,000.00 and above	0.30%	0.30%

Smart Savers Club and Holiday Club Accounts

Balance Amount	Dividend Rate	APY*
Any Balance	0.75%	0.75%

Money Market Share Accounts

Balance Amount	Dividend Rate	APY*
Minimum $10,000	3.20%	3.25%

IRA Accounts

Balance Amount	Dividend Rate	APY*
Any Balance	0.50%	0.50%

Premier Checking

Balance Amount	Dividend Rate	APY*
Any Balance (if monthly qualifications met**)	2.00%	2.00%
If qualifications not met	.01%	.01%

Elite Checking

Balance Amount	Dividend Rate	APY*
Any Balance	0.25%	0.25%

Term Share Accounts ($500 - $250,000)

Term	Dividend Rate	APY*
6 Months	3.22%	3.25%
12 Months	2.97%	3.00%
24 Months	3.85%	3.90%
36 Months	2.47%	2.50%
48 Months	2.23%	2.25%
60 Months	1.98%	2.00%
Term Share Accounts pay dividends Quarterly

Premier Term Share Accounts ($100,000 - $250,000)

Term	Dividend Rate	APY*
6 Months	3.69%	3.75%
12 Months	3.45%	3.50%
24 Months	3.93%	4.00%
36 Months	3.05%	3.10%
48 Month	3.10%	3.15%
60 Months	3.14%	3.19%
Premier Term Share Accounts pay dividends Monthly

IRA Term Share Accounts (Traditional & Roth - $500+)

Term	Dividend Rate	APY*
6 Months	3.94%	4.00%
12 Months	3.70%	3.75%
24 Months	4.04%	4.10%
36 Months	2.73%	2.75%
48 Months	2.48%	2.50%
60 Months	2.24%	2.25%

 

*APY = Annual Percentage Yield. All rates and yields are subject to change without notice. Fees charged could reduce the earnings on the account. Some restrictions may apply. Contact the Credit Union for further details and disclosures pertaining to each type of deposit/share product. A penalty may be imposed for early withdrawal from Term Share Accounts; the annual percentage yield is based on the assumption that the dividends will remain in the account until maturity. A withdrawal will reduce earnings.

**Premier checking requires monthly direct deposit, e-statements, and 15 settled debit point of sale transactions ($5 or over) per month to earn qualified rate.

***Term Share Account Special: APY = Annual Percentage Yield. 3.90% APY for 24-month Term Share Accounts, 4.00% APY for 24-month Premier Term Share Accounts, and 4.10% APY for 24-month IRA Term Share Accounts; other rates and terms available. Accounts automatically renew at then current 6-month terms unless specified. Dividend compounding and minimum deposit varies by account type.