R-G FCU | Rates and Fees

Rate Schedule

We offer home mortgages along with loans for vehicles, motorcycles, RV's, and boats - New and Used!


Estimated Payments per $1000.00 Borrowed
Product APR Based on Term Estimated per $1000 Borrowed
100% Share Secured up to 120 Months 3.0% 24 Months $42.99
Share Certificate Secured
(2.5% over current Certificate rate)
Current Certificate Rate + 2.5%
(minimum 3.0%)
24 Months $42.99
New Vehicle loan *as low as 3.09% 24 Months $43.08

*APR for loan terms not exceeding 24 months.
Other rates and terms available. Final rate and term will be based on credit worthiness and collateral.
Estimated monthly payments on 24-month loan at __% APR = $__.__ per $1000 borrowed.

Mortgage Rates Vehicles, Boats, and RVs Personal Loans Deposit/Share Certificate Rates Fee Schedule

Effective as of: 02/17/2017
First Mortgages
Term680 Beacon APR640-679 Beacon APR 600 -639 Beacon APROrigination Fee
10 Year Fixed - 80% LTVUp to $500,0003.50%3.75%4.50%1.00%
10 Year Fixed VA 100% LTVUp to $500,0003.25%3.50%4.25%1.00%
15 Year Fixed - 80% LTVUp to $500,0003.60%3.85%4.60%1.00%
15 Year Fixed VA 100% LTVUp to $500,0003.35%3.60%4.35%1.00%
20 Year Fixed - 80% LTVUp to $500,0004.15%4.40%5.15%1.00%
20 Year Fixed VA 100% LTVUp to $500,0003.90%4.15%4.90%1.00%
30 Year Fixed - 80% LTVUp to $500,0004.30%4.55%5.30%1.00%
30 Year Fixed VA 100% LTVUp to $500,0004.05%4.30%5.05%1.00%
Second Mortgages
Term:680 Beacon APR640-679 Beacon APR600-630 Beacon APROrigination Fee
5 Year Fixed - 80% LTV$5,000 - $50,0004.00%4.25%5.00%1.00%
5 Year Fixed - 85% LTV$5,000 - $15,0005.00%5.25%6.00%1.00%
7 Year Fixed - 87% LTV$5,000 - $20,0006.00%6.25%7.00%1.00%
10 Year Fixed - 80% LTV$5,000 - $50,0005.50%5.75%6.50%1.00%
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