R-G FCU | Rates and Fees

Rates and Fees

Rate Schedule

We offer home mortgages along with loans for vehicles, motorcycles, RV's, and boats - New and Used!


Estimated Payments per $1000.00 Borrowed
Product APR Based on Term Estimated per $1000 Borrowed
100% Share/Certificate Secured 3.5% 36 Months $29.35
New Vehicle loan *as low as 2.99% 36 Months $29.12

*APR for loan terms not exceeding 36 months.
Other rates and terms available. Final rate and term will be based on credit worthiness and collateral.
Estimated monthly payments on 36-month loan at __% APR = $__.__ per $1000 borrowed.

Mortgage Rates Vehicles, Boats, and RVs Personal Loans Deposit/Share Certificate Rates Personal Account Fee Schedule

Effective as of: 09/24/2018
First Mortgage Rates (Actual APR May Vary)
Term680 Beacon640-679 Beacon 600-639 BeaconOrigination Fee
10 Year Fixed - 80% LTVUp to $500,0004.525%4.775%5.525%1.00%
10 Year Fixed VA 100% LTVUp to $500,0004.275%4.525%5.275%1.00%
15 Year Fixed - 80% LTVUp to $500,0004.625%4.875%5.625%1.00%
15 Year Fixed VA 100% LTVUp to $500,0004.375%4.625%5.375%1.00%
20 Year Fixed - 80% LTVUp to $500,0005.000%5.250%6.000%1.00%
20 Year Fixed VA 100% LTVUp to $500,0004.750%5.000%5.750%1.00%
30 Year Fixed - 80% LTVUp to $500,0005.250%5.500%6.250%1.00%
30 Year Fixed VA 100% LTVUp to $500,0005.000%5.250%6.000%1.00%
Second Mortgage Rates (Actual APR May Vary)
Term:680 Beacon640-679 Beacon600-630 BeaconOrigination Fee
5 Year Fixed - 80% LTV$5,000 - $50,0004.750%5.000%5.750%1.00%
5 Year Fixed - 85% LTV$5,000 - $15,0005.500%5.750%6.500%1.00%
7 Year Fixed - 85% LTV$5,000 - $20,0006.500%6.750%7.500%1.00%
10 Year Fixed - 80% LTV$5,000 - $50,0006.500%6.750%7.500%1.00%
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