R-G FCU | Rates and Fees

Rate Schedule

We offer home mortgages along with loans for vehicles, motorcycles, RV's, and boats - New and Used!


Estimated Payments per $1000.00 Borrowed
Product APR Based on Term Estimated per $1000 Borrowed
100% Share Secured up to 120 Months 3.0% 36 Months $29.09
Share Certificate Secured
(2.5% over current Certificate rate)
Current Certificate Rate + 2.5%
(minimum 3.0%)
36 Months $29.09
New Vehicle loan *as low as 2.75% 36 Months $28.98

*APR for loan terms not exceeding 36 months.
Other rates and terms available. Final rate and term will be based on credit worthiness and collateral.
Estimated monthly payments on 36-month loan at __% APR = $__.__ per $1000 borrowed.

Mortgage Rates Vehicles, Boats, and RVs Personal Loans Deposit/Share Certificate Rates Personal Account Fee Schedule

Effective as of: 05/25/2018
Share Accounts
Share AccountsAPRAPY
$100.00 to $4,999.99 0.05%0.05%
$5,000.00 to $24,999.99 0.10% 0.10%
$25,000.00 to $49,999.99 0.25%0.25%
$50,000.00 to $99,999.99 0.30%0.30%
$100,000.00 to $149,999.99 0.30% 0.30%
$150,000.00 to $249,999.99 0.30% 0.30%
$250,000.00 to $499,99 0.30% 0.30%
$500,000.00 and above 0.30% 0.30%
Smart Saver
$500.00 to $4,999.990.20%0.20%
$5,000.00 to $24,999.990.30%0.30%
$25,000.00 to $49,999.990.35%0.35%
$50,000.00 to $99,999.990.40%0.40%
$100,000.00 to $149,999.990.40%0.40%
$150,000.00 to $249,999.990.45%0.45%
$250,000.00 to $499,999.990.45%0.45%
$500,000 and above0.45%0.45%
Holiday Club
$100.00 and Over 0.20% 0.20%
IRA Accounts
$100.00 and Over 0.50% 0.50%
Share Draft Type 75
$100.00 and Over 0.10% 0.10%
 
Share Certificates
Share CertificatesAPRAPY
6 Mos. ($500 - $250,000)0.50%0.50%
12 Mos. ($500 - $250,000)0.75%0.75%
24 Mos. ($500 - $250,000)1.50%1.49%
36 Mos. ($500 - $250,000)1.65%1.62%
48 Mos. ($500 - $250,000)1.80%1.75%
60 Mos. ($500 - $250,000)2.25%2.16%
 
 
Senior 6 Mos. ($500 - $250,000)0.55%0.55%
Senior 12 Mos. ($500 - $250,000)0.80%0.80%
Senior 24 Mos. ($500 - $250,000)1.55%1.54%
Senior 36 Mos. ($500 - $250,000)1.70%1.67%
Senior 48 Mos. ($500 - $250,000)1.85%1.80%
Senior 60 Mos. ($500 - $250,000)2.30%2.20%
 
 
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