R-G FCU | Rates and Fees

Rate Schedule

We offer home mortgages along with loans for vehicles, motorcycles, RV's, and boats - New and Used!


Estimated Payments per $1000.00 Borrowed
Product APR Based on Term Estimated per $1000 Borrowed
100% Share Secured up to 120 Months 3.0% 24 Months $42.99
Share Certificate Secured
(2.5% over current Certificate rate)
Current Certificate Rate + 2.5%
(minimum 3.0%)
24 Months $42.99
New Vehicle loan *as low as 2.49% 24 Months $42.72

*APR for loan terms not exceeding 24 months.
Other rates and terms available. Final rate and term will be based on credit worthiness and collateral.
Estimated monthly payments on 24-month loan at __% APR = $__.__ per $1000 borrowed.

Mortgage Rates Vehicles, Boats, and RVs Personal Loans Deposit/Share Certificate Rates Fee Schedule

Effective as of: 9/30/16
Share Accounts
Share AccountsAPRAPY
$100.00 to $1,999.99 0.07%0.07%
$2,000.00 to $4,999.99 0.14% 0.14%
$5,000.00 to $9,999.99 0.21%0.21%
$10,000.00 to $19,999.99 0.28% 0.28%
$20,000.00 and Above 0.35%0.35%
Smart Saver
$500.00 to $1,999.990.12%0.12%
$2,000.00 to $4,999.990.19%0.19%
$5,000.00 to $9,999.990.26%0.26%
$10,000.00 to $19,999.990.33%0.33%
$20,000.00 and Above0.40%0.40%
Holiday Club
$100.00 and Over 0.30% 0.30%
IRA Accounts
$100.00 and Over 0.55% 0.55%
Share Draft Type 75
$100.00 and Over 0.10% 0.10%
 
Share Certificates
Share CertificatesAPRAPY
6 Mos. ($500 - $250,000)0.27%0.27%
12 Mos. ($500 - $250,000)0.34%0.34%
24 Mos. ($500 - $250,000)0.41%0.41%
36 Mos. ($500 - $250,000)0.48%0.48%
48 Mos. ($500 - $250,000)0.55%0.55%
60 Mos. ($500 - $250,000)0.62%0.61%
 
 
Senior 6 Mos. ($500 - $250,000)0.32%0.32%
Senior 12 Mos. ($500 - $250,000)0.39%0.39%
Senior 24 Mos. ($500 - $250,000)0.46%0.46%
Senior 36 Mos. ($500 - $250,000)0.53%0.53%
Senior 48 Mos. ($500 - $250,000)0.60%0.60%
Senior 60 Mos. ($500 - $250,000)0.67%0.66%
 
 
THIRD PARTY SITE DISCLAIMER - By accessing the noted link you will be leaving the R-G FCU website and entering a website hosted by another party. R-G FCU has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the R-G FCU website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of R-G FCU. CLICK OK TO CONTINUE OR CANCEL TO ABORT

Continue Cancel