R-G FCU | Rates and Fees

Rate Schedule

We offer home mortgages along with loans for vehicles, motorcycles, RV's, and boats - New and Used!


Estimated Payments per $1000.00 Borrowed
Product APR Based on Term Estimated per $1000 Borrowed
100% Share Secured up to 120 Months 3.0% 24 Months $42.99
Share Certificate Secured
(2.5% over current Certificate rate)
Current Certificate Rate + 2.5%
(minimum 3.0%)
24 Months $42.99
New Vehicle loan *as low as 3.09% 24 Months $43.08

*APR for loan terms not exceeding 24 months.
Other rates and terms available. Final rate and term will be based on credit worthiness and collateral.
Estimated monthly payments on 24-month loan at __% APR = $__.__ per $1000 borrowed.

Mortgage Rates Vehicles, Boats, and RVs Personal Loans Deposit/Share Certificate Rates Fee Schedule

Effective as of: 12/31/16
Share Accounts
Share AccountsAPRAPY
$100.00 to $1,999.99 0.02%0.02%
$2,000.00 to $4,999.99 0.09% 0.09%
$5,000.00 to $9,999.99 0.16%0.16%
$10,000.00 to $19,999.99 0.23% 0.23%
$20,000.00 and Above 0.30%0.30%
Smart Saver
$500.00 to $1,999.990.07%0.07%
$2,000.00 to $4,999.990.14%0.14%
$5,000.00 to $9,999.990.21%0.21%
$10,000.00 to $19,999.990.28%0.28%
$20,000.00 and Above0.35%0.35%
Holiday Club
$100.00 and Over 0.20% 0.20%
IRA Accounts
$100.00 and Over 0.50% 0.50%
Share Draft Type 75
$100.00 and Over 0.01% 0.01%
 
Share Certificates
Share CertificatesAPRAPY
6 Mos. ($500 - $250,000)0.22%0.22%
12 Mos. ($500 - $250,000)0.29%0.29%
24 Mos. ($500 - $250,000)0.36%0.36%
36 Mos. ($500 - $250,000)0.43%0.43%
48 Mos. ($500 - $250,000)0.50%0.50%
60 Mos. ($500 - $250,000)0.57%0.56%
 
 
Senior 6 Mos. ($500 - $250,000)0.27%0.27%
Senior 12 Mos. ($500 - $250,000)0.34%0.34%
Senior 24 Mos. ($500 - $250,000)0.41%0.41%
Senior 36 Mos. ($500 - $250,000)0.48%0.48%
Senior 48 Mos. ($500 - $250,000)0.55%0.55%
Senior 60 Mos. ($500 - $250,000)0.62%0.61%
 
 
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