R-G FCU | Rates and Fees

Rate Schedule

We offer home mortgages along with loans for vehicles, motorcycles, RV's, and boats - New and Used!


Estimated Payments per $1000.00 Borrowed
Product APR Based on Term Estimated per $1000 Borrowed
100% Share Secured up to 120 Months 3.0% 24 Months $42.99
Share Certificate Secured
(2.5% over current Certificate rate)
Current Certificate Rate + 2.5%
(minimum 3.0%)
24 Months $42.99
New Vehicle loan *as low as 2.49% 24 Months $42.72

*APR for loan terms not exceeding 24 months.
Other rates and terms available. Final rate and term will be based on credit worthiness and collateral.
Estimated monthly payments on 24-month loan at __% APR = $__.__ per $1000 borrowed.

Mortgage Rates Vehicles, Boats, and RVs Personal Loans Deposit/Share Certificate Rates Fee Schedule

Effective as of: 4/1/16
Share Accounts
Share AccountsAPRAPY
$100.00 to $1,999.99 0.17%0.17%
$2,000.00 to $4,999.99 0.24% 0.24%
$5,000.00 to $9,999.99 0.31%0.31%
$10,000.00 to $19,999.99 0.38% 0.38%
$20,000.00 and Above 0.45%0.45%
Smart Saver
$500.00 to $1,999.990.22%0.22%
$2,000.00 to $4,999.990.29%0.29%
$5,000.00 to $9,999.990.36%0.36%
$10,000.00 to $19,999.990.43%0.43%
$20,000.00 and Above0.50%0.50%
Holiday Club
$100.00 and Over 0.40% 0.40%
IRA Accounts
$100.00 and Over 0.55% 0.55%
Share Draft Type 75
$100.00 and Over 0.10% 0.10%
 
 
Share Certificates
Share CertificatesAPRAPY
Series F ($500 - $100,000) - 6 Mos.0.37%0.37%
Series G ($500 - $100,000) - 12 Mos0.47%0.47%
Series H ($500 - $100,000) - 24 Mos0.55%0.55%
Series J ($500 - $100,000) - 60 Mos0.65%0.64%
Series K ($10,000 - $100,000) - 6 Mos0.37%0.37%
Series L ($10,000 - $100,000) - 12 Mos0.47%0.47%
 
 
Series FS ($500 - $100,000) - 6 Mos.0.42%0.42%
Series GS ($500 - $100,000) - 12 Mos0.52%0.52%
Series HS ($500 - $100,000) - 24 Mos0.60%0.60%
Series JS ($500 - $100,000) - 60 Mos0.70%0.69%
 
 
Series KS ($50,000 - $100,000) - 6 Mos0.42%0.42%
Series LS ($50,000 - $100,000) - 12 Mos0.52%0.52%
Series MS ($50,000 - $100,000) - 24 Mos0.60%0.60%
Series NS ($50,000 - $100,000) - 60 Mos0.70%0.69%
 
 
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