R-G FCU | Rates and Fees

Rates and Fees

Fee Schedule

Member Services Fees and Charges, Checking Service Fees and Charges, ATM/VISA CHECK CARD Services Fees & Charges, ATM Transactions Fees and Charges.


Mortgage Rates Vehicles, Boats, and RVs Personal Loans Deposit/Share Certificate Rates Personal Account Fee Schedule

Effective as of: 5/1/2018
MEMBERS SERVICES FEES and CHARGES
ITEM/SERVICEFEE CHARGED
Membership fee (non-refundable)$1.00
Excessive Share withdrawals (per occurrence over 3/month)$1.00
Excessive Smart Saver withdrawals (per occurrence over 1 per month)$1.00
Money orders (each)$1.50
Prior Months Statement$3.00
Outgoing wire transfer$15.00
Incoming wire transfer$5.00
Notary Service (for members)Free
Safety Deposit Box (based on size)$12.00 - $35.00
Photocopies (each)$0.25
Fax - local ($0.50/page after 5 pages)$2.50
Fax - long distance ($0.50/page after 5 pages)$5.00
Account Research (per hour)$25.00
Print Out$1.00(per page)
Garnishment/IRS levy charge (each)$25.00
Fee if acct. closed within 3 months opening$5.00 or balance
No Current Address$3.00/month
Inactive account (no financial transactions for one year)$3.00/month
Filing and recording feesCost
Title feesCost
Deposited/cashed items returned unpaid (each, including ACH items)$15.00
Check cashing, if deposit accounts total less than $100.00$3.00
Negative balance fee$5.00
Paper Statement FeeWaived for members over 60 or under 18 or with aggregate balances over $5000$2.00/month
CHECKING SERVICES FEES
ITEM/SERVICEFEE CHARGED
Checking (75) service charge (if below minimum balance)$6.00/month
Basic checking (76) service charge (if member does not have direct deposit, a loan, or a VISA credit card*)$3.00/month
NSF items (each item paid or returned)$28.00
Share overdraft protection (each item)$2.00
Loan overdraft protection (each item)$5.00
Check printing charges (per occurrence)Cost plus $1.00
Outgoing collection item$25.00
Incoming collection item$25.00
Stop payment orders (per occurrence)$28.00
Copy of paid draft (each item)$1.00
Account/statement balancing, reconciling, researching, etc. (minimum charge of $20.00)$25.00 (per hour)
Check reorders by telephone (per occurrence)$3.00
*must be in good standing and less than 30 days delinquent
BILL PAY/ONLINE BANKING/MOBILE APP FEES
ITEM/SERVICEFEE CHARGED
Bill Pay Non-Use Fee$5.00/month
Return Fee/Research/Stop Pay$28.00
POPMONEY (PERSON TO PERSON PAYMENTS)
Item/Service
Usage Fees presented at time of use
Other Fees:
ACH Return or NOC$28.00
Payment Investigation/Claims Fee$28.00
Stop Payment$28.00
ATM/VISA CHECK CARD SERVICES
ITEM/SERVICEFEE CHARGED
Card Replacement (Except Defective Card)First Free, then $5.00
Point of Sale Transaction after first 99 in One month$0.25
Card Rush Fee$55.00
ATM TRANSACTIONS FEES and CHARGES
Item/ServiceNon-Owned ATM FeeOwned ATM Fee
Withdrawal$1.00Free
Balance Inquiry of Transfer (each)$0.60$0.25
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