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Welcome to R-G Federal Credit Union

Toll Free: 1-866-852-6478   R/T# 301080392

Mortgage Rates Personal Loans Vehicles, Boats, and RVs Deposit/Share Certificate Rates Fee Schedule

MEMBERS SERVICES FEES and CHARGES
ITEM/SERVICEFEE CHARGED
Membership fee (non-refundable)$1.00
Excessive Share withdrawals (per occurrence over 3/month)$1.00
Excessive Smart Saver withdrawals (per occurrence over 1 per month)$5.00
Money orders (each)$1.50
Travelers Cheques1% of face value
Travelers Cheques for two1.5% of face value
Add or Delete Each Account, User, or Card(ea. occurrence)$2.50
Prior Months Statement$3.00
Outgoing wire transfer$15.00
Incoming wire transfer$5.00
Notary Service (for members)Free
Safety Deposit Box (based on size)$12.00 - $35.00
Photocopies (each)$0.25
Fax - local ($0.50/page after 5 pages)$2.50
Fax - long distance ($0.50/page after 5 pages)$5.00
Account Research (per hour)$20.00
Print Out$1.00(per page)
Garnishment/IRS levy charge (each)$25.00
Fee if acct. closed within 3 months opening$5.00
Inactive account (no current address and no activity for one year)Becomes 2 separate fees 8/1/14$3.00/month
Filing and recording feesCost
Title feesCost
Deposited/cashed items returned unpaid (each, including ACH items)$10.00
Check cashing, if deposit accounts total less than $100.00 (each)$2.00
Negative balance fee$5.00
Paper Statement Fee (per month)Effective 8/1/14. Waived for members over 60 or under 18 or with aggregate balances over $5000$2.00
CHECKING SERVICES FEES
ITEM/SERVICEFEE CHARGED
Checking (75) service charge (if below minimum balance)$6.00/month
Basic checking (76) service charge (if member does not have direct deposit, a loan, or a VISA credit card*)$3.00/month
NSF items (each item under $2,000.00)$25.00
NSF items (each item over $2,000.00)$30.00
Share overdraft protection (each item)$2.00
Loan overdraft protection (each item)$5.00
Check printing charges (per occurrence) Cost plus $1.00
Outgoing collection item$20.00
Incoming collection item$20.00
Stop payment orders (per occurrence)$15.00
Copy of paid draft (each item)$1.00
Account/statement balancing, reconciling, researching, etc. (minimum charge of $20.00)$20.00(per hour)
Check reorders by telephone (per occurrence)$3.00
*must be in good standing and less than 30 days delinquent
BILL PAY/ONLINE BANKING/MOBILE APP FEES
ITEM/SERVICEFEE CHARGED
Bill Pay Service (after 9 per month)$0.50
Return Fee$15.00
Mobile Source Capture (check deposits from phone - each item)$0.50
POPMONEY (PERSON TO PERSON PAYMENTS)
ITEM/SERVICEFEE CHARGED
Send Money:
$1.00 - $249.993 day$0.50
$250.00-$999.993 day$0.75
$1000.00 and above3 day$1.50
$1.00 - $249.99next day$0.85
$250.00-$999.99next day$1.00
$1000.00 and abovenext day$2.00
Request Money:
$1.00 - $249.993 day$0.50
$250.00-$999.993 day$0.75
$1000.00 and above3 day$1.50
Other Fees:
ACH Return or NOC$20.00
Payment Investigation/Claims Fee$25.00
Stop Payment$20.00
E-Greeting$0.25
ATM/VISA CHECK CARD SERVICES
ITEM/SERVICEFEE CHARGED
Card Issuance/Each Additional Card (per card)$2.50
PIN Issuance/Each Additional PIN (per PIN)$2.50
Card Replacement (Except Defective Card)$5.00
PIN Replacement$5.00
Add or delete each account, user, or card$2.50
Involuntary Closure$10.00
Point of Sale Transaction after first 99 in One month$0.25
Card Rush Fee$55.00
ATM TRANSACTIONS FEES and CHARGES
Item/ServiceNon-Owned ATM FeeOwned ATM Fee
Withdrawal$1.00Free
Balance Inquiry of Transfer (each)$0.60$0.25
Denial (each)$0.50$0.25