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Welcome to R-G Federal Credit Union

Toll Free: 1-866-852-6478   R/T# 301080392

Mortgage Rates Personal Loans Vehicles, Boats, and RVs Deposit/Share Certificate Rates Fee Schedule

First Mortgages
Term680 APR**640-679 APR** 600 -639 APR**Origination Fee
5 Year Renewable - 80% LTV 3.75% 4.00% 4.50%1.00%
10 Year Fixed - 80% LTV$50,000 - $250,0003.75%4.00%4.50%1.00%
$250,001 - $460,0004.75%5.00%5.50%1.00%
15 Year Fixed - 80% LTV$50,000 - $250,0003.85%4.10%4.60%1.00%
$250,001 - $460,0004.85%5.10%5.60%1.00%
20 Year Fixed - 80% LTV$50,000 - $250,0004.10%4.35%4.95%1.00%
$250,001 - $460,0005.10%5.35%5.95%1.00%
30 Year Fixed - 80% LTV$50,000 - $250,0004.35%4.60%5.25%1.00%
$250,001 - $460,0005.35%5.60%6.25%1.00%
VA Mortgage Rates$50,000 - $463,0004.10%4.35% 4.95%1.00%
Second Mortgages
Term:Above 680 APR**640-679 APR**600-630 APR**Origination Fee
10 Year Fixed - 80% LTV$5,000 - $50,0006.00%6.25%7.00%1.00%
5 Year Renewable - 80% LTV$5,000 - $50,0006.50%6.75%7.00%1.00%
5 Year Fixed Rate - 85% LTV$5,000 - $15,0005.50%5.75%6.00%1.00%
7 Year Fixed Rates - 87% LTV$5,000 - $20,0006.50%6.75%7.00%1.00%
Home Equity Line of Credit
(Prime as of 1/04 plus 1.5%)
7.00%7.00%7.00%1.00%